Balanced Lifestyle Coaching & Counseling

About My Practice

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 About Insurance:
I do not contract with any insurance companies. Because most of my services - marriage and couples counseling and coaching - are not based on treating a diagnosed mental disorder, insurance is not applicable. Remember that health insurance only covers empirically supported treatments for diagnosed mental disorders.
Even for individual counseling, where a diagnosis may be appropriate, I do not bill insurance. If a client wishes to submit a receipt for insurance reimbursement, I will provide one with the appropriate diagnosis and treatment codes.  I find, though, that many clients prefer the privacy of having life's problems addressed without a permanent change to their health care records.
Medicare is funded through the federal government, and at present the law funding Medicare does not permit Licensed Mental Health Counselors or Licensed Marriage & Family Therapists (my two professional licenses) to bill Medicare for services.  If you are seeking mental health services and have Medicare coverage, you will need to seek services from a psychiatrist (DO or MD), Licensed Clinical Social Worker (LCSW), licensed clinical psychologist, or Advanced Registered Nurse Practitioner (ARNP). 
Each time the funding bill comes up for renewal, LMHCs and LMFTs lobby Congress to include our professions in the funding bill. However, at this time, we are still not able to serve Medicare clients. 
Special Information for Post-9/11 Veterans, Military personnel and their families:
I am an approved provider for individual, couple and family counseling via scholarships for post-9/11 veterans, military personnel and family through the Camaraderie Foundation's program.  You can learn about Camaraderie, and about applying for the scholarship for free counseling, at their website: 

Camaraderie Foundation

About me:
My education and training include:
Master's of Science, Mental Health Counseling
Ph.D., Family Psychology
Dual Licensure in Florida:
Licensed Mental Health Counselor
Licensed Marriage and Family Therapist
Approved Supervisor for Registered Interns (MHC and MFT)
National Certified Counselor
Levels I & II, The Gottman Method
Commissioned in Lay Pastoral Ministry by the Diocese of St. Petersburg
About Me:

I enjoy art, reading, writing, nature and time with family. During my off time, you may find me out doors, creating art, writing, baking, or otherwise enjoying life!
You can find my book, Toxic Mythology, at
Thank you for visiting my web site. Please contact me if you have questions or would like more information.

You can reach me in the following ways:

Phone: (727) 559-0863 

801 West Bay Drive, Suite 436
Largo, FL  33770
Or e-mail: 

Dr. Lori Puterbaugh


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